Three Steps You Can Take To Stop A Drunk Friend From Driving

If you are a college-aged or young adult who drinks socially, you've likely had it drilled it into your head not to drink and drive. The consequences can be horrible, and even if you don't injure someone else, you can still end up on trial and in jail. Hopefully you've taken that message to heart, but there's one more issue you need to prepare for: the concept of social host liability. [Read More]

Three Things You Should Know About Religious Discrimination At Work

Can a small business owner make your employment contingent on your religious beliefs and the adherence to those beliefs? Maybe. If that answer surprises you, you aren't alone. Here's what you should know. Your protection from religious discrimination may be more narrow than you think. Most people are aware that the federal Civil Rights Act prevents religious discrimination during hiring and on the job. Many states also have similar laws. They're also aware that, should their religion require it, they can ask for reasonable accommodations in the workplace regarding things like the way that they dress or the wearing of religious iconography (like a cross or crucifix). [Read More]

How Do You Prove That You're In Pain To Social Security Disability Examiners?

Pain is a subjective experience. A pain that one person finds "mildly annoying" can be totally disabling to someone else. That makes the limitations caused by pain a very difficult thing to prove. Yet, if you're filing for Social Security disability benefits, pain may be a significant part of your claim. Here's how you can make your case: 1.) Get as much objective evidence as you can gather. This may not be the easiest thing to do. [Read More]

When You Should And Shouldn't Report An Motor Vehicle Accident

When you are involved in a motor vehicle accident, your first instinct is to contact your insurance company. Usually, that is the correct step to take. In some instances, however, you may want to avoid formally notifying anyone and take care of the damages yourself.  When You Must Report In some instances, reporting an accident is not optional. Some insurance company policies require that you tell them about any incident that " [Read More]